A response to a Reform seminar on financial capability and social mobility with Chris Grayling MP, Shadow Work and Pensions Secretary.
The report finds that the British public have become "passive bystanders", uninformed about crime and unlikely to participate in maintaining justice.
The report shows that the UK is the "divided society" of Europe. This not only has a negative social impact but a large economic cost of wasted talent - up to £32bn per year or £1,300 for each household.
The report shows that while the Government has pointed to strong growth during this period, 29 per cent of GDP growth has been generated by a bigger public sector.